Envision Financial

Service Fee Guide

At Envision Financial, we like to make things simple for our members—so here is a handy list that you can reference for account related service fees.

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Member Service Fees

Account Related Fees


Account closing (within 90 days)
Transfer balance of account
Bank confirmation - standard
Bank confirmation - comprehensive
Change of signer
Cheque retrieval / Record search - in branch
Cheque retrieval / Record search - comprehensive
Coverdraft
Chargeback (deposit NSF cheque)
Non-sufficient funds (NSF) cheque
Unauthorized overdraft charges (per item)
Overdraft protection (per month)
Postdated cheques (per item)
One-time fee after 18 months of inactivity
Inactive account (per month after 18 months)
Mailed statement (per month)
Order duplicate printed statement
In-branch statement printout
Stop payment (in-branch & electronic)
Utility bill trace
Failed auto fee
Counter cheque - encoded (per 4 cheques)
Order cheques (standard) - 50
Order cheques (standard) - 100
Unencoded cheque
Cheque written in U.S. funds on CAD account
Foreign currency / Cheque ATM deposit
Administer and settle estate account
Telephone request to transfer funds between accounts
$25.00
$25.00
$30.00*
$50 per hour
$25.00
$3.00
$50 per hour
$5.00
$6.00
$45.00
$5.00
$2.00
$3.00
$42.50
$2.50
$2.00
$50.00
$5.00
$13.00
$15.00
$5.00
$2.00
$42.88
$48.26
$10.00
$10.00
$5.00
$100.00
$5.00

Office Cheque & Draft Fees


Office cheque (for member)
Office cheque (for senior member)
Office cheque (for non-member)
Canadian and U.S. drafts (for member)
Canadian and U.S. drafts (for senior member)
Foreign currency drafts (for member)
$8.00
FREE
$20.00
$8.00
FREE
$8.00

RRSP / RRIF / TFSA


Duplicate official receipt
Plan closed within 6 months
Full transfer out and plan closed
Partial transfer of plan
FREE
$50.00
$50.00
$50.00

Wire Transfers


Receive CAD Funds
Receive USD Funds (fee in USD)
Send CAD funds within Canada
Send CAD funds to other countries
Send USD funds to USA (fee in USD)
$12.00
$14.50
$22.00
$27.00
$24.50
Send USD funds to Canada / other countries
(fee in USD)
$27.00
Send Currency Other than CAD or USD to All Countries
$22.00

Loan and Mortgage Fees

Loan and Mortgage Fees


Loan application
Mortgage assumption
Mortgage discharge
Mortgage readvance
Mortgage renewal
Mortgage transfer out
Payment alteration
Property evaluation / appraisal
Substitution of Security
Title search
$75.00
$100.00
$75.00
$175.00
$75.00
$75.00
$25.00
Cost
$100.00
$25.00

Everything Else

Miscellaneous

Letters (bank, immigration, reference, interest)
Non-member transaction
$30.00*
$5.00

Night Deposit


Per 100 bags
Lost key replacement
$30.00*
$15.00*

Safety Deposit Boxes


1.5" x 5" (price/year—excluding taxes)
2" x 5" (price/year—excluding taxes)
2.5" x 5" (price/year—excluding taxes)
3" x 5" (price/year—excluding taxes)
3.75" x 5" (price/year—excluding taxes)
5" x 5" (price/year—excluding taxes)
2.5" x 10" (price/year—excluding taxes)
3" x 10" (price/year—excluding taxes)
5" x 10" (price/year—excluding taxes)
10" x 10" (price/year—excluding taxes)
Lost key replacement
Drilling safety box
$40.00*
$55.00*
$60.00*
$55.00*
$70.00*
$85.00*
$85.00*
$85.00*
$150.00*
$250.00*
$20.00*
$200.00*
*applicable taxes may apply to some services.