Envision Financial

Personal Loan

This loan is for you if:

  • you've finally decided to buy that RV you've dreamed of.
  • all your household appliances decided to pack it in at the same time.
  • you have better things to do than deal with the hassle of paying a bunch of different debts each month.

2.95%Variable
Rate Loan
Special*

5year
term

Overview

 

Everybody loves a sale - no need to shop around with this great rate!
Now until February 28, 2017 only.

Key Features & Benefits

  • Loan amount: minimum $5,000 ($10,000 for loan special)
  • Loan term: ranges from 1-5 years, with an option of up to 15 year amortization, depending on the loan
  • Quick approval, with pre-approval option
  • Flexible payment options
  • No prepayment penalties

Here's how it works

  1. Apply online today
  2. Your application will be sent to your local Envision branch
  3. One of our account managers will contact you to discuss the details
  4. You'll need to come in and sign some paperwork
  5. You'll receive your money - quick and simple!

Rates

Our Current Rates

PERSONAL LOANS (Rates effective 2015-01-29) Rates
Limited Time Promotional Rate (Prime + 0.25%) 2.95%

For line of credit rates, click here.

Protection

Types of Protection

Loan life insurance

  • Pays the outstanding insured balance of your loan(s), up to $90,000, should you die
  • Benefits are paid directly to Envision Financial, ensuring there are no tax implications for your family
  • Available to anyone (up to age 70), regardless of the type of employment
  • No health questions asked and no medical examination is required
  • Covers short and long-term loans of up to 15 years
  • Protects other insurance policies (private and employee benefits) to provide income for your family

Loan disability insurance

  • Covers up to $1,000 a month in regular insured loan payments if you become sick or injured and are unable to earn an income
  • Benefits are paid directly to Envision Financial, ensuring there are no tax implications for you or your family
  • Premiums are included in your monthly payments for your convenience
  • Available to anyone regardless of the type of employment
  • No health questions asked and no medical examination is required
  • Covers short and long-term loans of up to 10 years
  • Protects other insurance policies (private and employee benefits) to provide income for your family

Critical illness

If you are diagnosed with life-threatening cancer, or suffer a heart attack or stroke, critical illness insurance will pay off your loan balance in full.

  • Pays the outstanding insured balanced of your loan(s), up to $90,000.
  • Available for purchase between the ages of 18 and 59. (Coverage ends at age 75.) Joint coverage is available at reduced costs.

Eligibility

What You'll Need

You'll need to be at least 19 years of age to apply for a personal loan with us. It's that simple!

*Rates are subject to change without notice and are available O.A.C. Terms and conditions may apply.

Ready to apply? Applying for a loan with us is easy!

Online

Applying for a loan online just takes a few minutes and just four easy steps!

In Person

If you're more comfortable coming in to see us, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.