This insurance is for you if:
- you work in a risky work situation where accidents tend to happen.
- you need a stable income to manage your finances each month.
- you are starting to doubt whether you really are indestructible—
don't worry, we won't tell.
Key Features & Benefits
Disability insurance helps provide replacement income if you are unable to work because of sickness or injury.
Disability insurance can help:
- Replace lost income
- Subsidize living expenses while you are unable to work
- Provide security for your family
Benefits are calculated as a percentage of your usual salary and are tax-free.
Disability insurance allows you to choose from several options including:
- The monthly income you receive while on disability
- You can receive disability benefits from 2 years to the age of 70
- The waiting period before your first payment
- Top-up benefits if you are unable to perform your old job but can still work in another role
- Cost of living option to insure that your benefits keep pace with cost of living increases
As a full service insurance broker, Envision will provide you with the best rates possible for the coverage you need.
In general, several things contribute to the cost of disability insurance:
- The elimination period (length of time between when an injury or illness begins and receiving benefit payments from the insurer)
- The benefit period
- Your age
- Your occupational class
- The benefit amount
For more information on rates, contact one of our life & disability specialists
Methods of Payment
- Pay upfront—if you've got the money saved, you can pay the premium in full on the policy effective date.
- Pay monthly—take advantage of our Smart Pay option so that payments are more bearable.
- Personal Cheques
- Debit Cards
Need to make a claim?
To report your insurance claim, please contact us for assistance:
- For emergency assistance, call: 1-800-611-2277 (24 hour service)
- Email (non-emergency): firstname.lastname@example.org (Monday-Friday: 8:30am-5:00pm)
Ready to get a quote? We provide simple insurance solutions to suit your needs—contact us today!
Contact us online and let us know what insurance coverage you're looking for—we'd be happy to provide you with a quote.
If you're more comfortable coming in to see us, we'd be happy to give you a quote in person and chat about your insurance needs.
If you’d like to call us, one of our life & disability specialists will be happy to help you.