Envision Financial

Long Term Care Insurance

This insurance is for you if:

  • you'd like to face your retirement years without fear.
  • you feel that your health may result in a loss of income.
  • you have better things to worry about—like how to entertain your
    grandchildren this weekend.

Overview

Key Features & Benefits

Should you experience a serious health setback and be unable to care for yourself, it:

  • Offsets the costs associated with receiving ongoing health care at home, in a nursing home or assisted living facility
  • Provides a daily benefit that allows you, your spouse or your family to choose the type of care that’s most appropriate for your circumstances
  • Allows your spouse to continue living in the manner to which he/she is accustomed
  • Preserves your assets (including your home and savings)
  • Benefits your family by taking the financial worry out of long-term health care, and providing alternatives to at-home care by family members

There are many options for life insurance coverage, so it's a great idea to chat with one of our life & disability specialists to see how we can suit your needs.

Rates

As a full service insurance broker, Envision will provide you with the best rates possible for the coverage you need.

General Costs

In general, several things contribute to the cost of long-term care insurance:

  • The health of the individual
  • Family health history
  • Your age
  • Your occupational class
  • The benefit amount

For more information on rates, contact one of our life & disability specialists

Payment Options

Methods of Payment

  • Pay upfront—if you've got the money saved, you can pay the premium in full on the policy effective date.
  • Pay monthly—take advantage of our Smart Pay option so that payments are more bearable.

We accept:

  • Cash
  • Personal Cheques
  • Debit Cards
  • MasterCard®
  • VISA

Claims

Need to make a claim?

To report your insurance claim, please contact us for assistance:

  • For emergency assistance, call: 1-800-611-2277 (24 hour service)
  • Email (non-emergency): claims@envisionfinancial.ca (Monday-Friday: 8:30am-5:00pm)

Ready to get a quote? We provide simple insurance solutions to suit your needs—contact us today!

Online

Contact us online and let us know what insurance coverage you’re looking for—we’d be happy to provide you with a quote.

In Person

If you’re more comfortable coming in to see us, we’d be happy to give you a quote in person and chat about your insurance needs.

By Phone

If you’d like to call us, one of our life & disability specialists will be happy to help you.