Want the security of knowing you can access your funds should you need them—without penalty? Consider the following redeemable term deposit options:
Plus, you can rest easy knowing that your deposits are 100% guaranteed.†
†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.
12-Month Cashable
Our 12-Month cashable term deposit allows you to invest your money for a short period of time and still earn an attractive interest rate.
Key features & benefits:
Save Now Plan
For many people, the toughest part about saving is getting started. The Save Now Plan pays a term deposit rate of interest without requiring a lump sum to start. It's the perfect way to build your savings without ever having to think about it.
Key features & benefits:
†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.
18-Month Cashable
Our long term redeemable term deposit gives you flexibilty if you are waiting for rates to rise but want to earn a higher rate of interest than a savings account.
Key features & benefits:
StepUp® 9Plus9
StepUp® 18Plus18
StepUp® Term Deposits offer guaranteed growth with a two-tiered escalating interest rate.
Key features & benefits:
Prime Rider® Term Deposit
Get the security of a guaranteed deposit with a prime-linked interest rate. So that wherever prime goes, your returns follow.
Key features & benefits:
TOP5 Term Deposit — available at select times
Your rate is reset on each anniversary date to the best five-year rate at that time or the guaranteed rate. Don’t worry! It will never fall below your guaranteed rate./p>
Key features & benefits:
†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.
Current Promotional Rates (Rates effective 2018-04-02) | Rates |
---|---|
18-month non-redeemable | 2.25% |
3-year Prime Rider | 2.35% |
Cashable (non-registered, RSP, TFSA, RIF, LIF) (Rates effective 2018-02-08) | Rates |
---|---|
StepUp® 9Plus9 - first 9 months* | 0.70% |
StepUp® 9Plus9 - second 9 months* | 3.00% |
StepUp® 9Plus9 - average rate* | 1.85% |
1 year (redeemable after 30 days) | 0.85% |
18 months (redeemable after 6 months) | 0.90% |
StepUp® 18Plus18 - first 18 months* | 0.70% |
StepUp® 18Plus18 - second 18 months* | 3.30% |
StepUp® 18Plus18 - average rate* | 2.00% |
Redeemable (non-registered, RSP, TFSA, RESP, RIF, LIF) (Rates effective 2018-01-18) | Rates |
---|---|
1 year | 1.00% |
2 year | 1.10% |
3 year | 1.20% |
4 year | 1.50% |
5 year | 1.70% |
*Rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.
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