Envision Financial

Me-to-Me Money Transfer

Moving money around between your accounts has never been easier—receive your paycheque at one financial institution and then transfer money out to pay your financial obligations at other banks or credit unions within minutes.

Referral Perks

Refer a friend to open a new account—you get $50 and your friend gets $50!

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Overview

Key Features & Benefits

Need to move money around in a hurry? It's easy with Me-to-Me Transfers—the fast, convenient, secure way to transfer funds between your account(s) at Envision Financial and those you hold at other Canadian financial institutions using our online banking service.

Features of Me-to-Me

  • Moving money around between your accounts has never been easier—receive your paycheque at one financial institution and then transfer money out to pay your financial obligations at other banks or credit unions within minutes.
  • Use Me-to-Me to transfer between your Canadian accounts or between your U.S. accounts.
  • Set up scheduled or recurring Me-to-Me transfers between your accounts.
  • Save money by using Me-to-Me—it's less costly than other money transfer options such as money orders or wires.

Getting started

  • You'll need to complete a Direct Services External Account Link Authorization form (PDF) which is available through our online banking service. Simply click on “Transfers” from the side menu and select Link External Accounts—you'll see a link on this page to the PDF form.
  • Next, print out your completed form and bring it to any Envision Financial branch so that we can complete the process of linking your account at Envision Financial to the accounts you have at other financial institutions. You'll need one form for each of the external accounts you'd like to link to.
  • You'll also need to provide a void cheque or a banking information form for each of the external accounts you'd like to link to.
  • Once this linking process is complete, you'll be able to use the Transfer feature of online banking to move money between your accounts. When you use the transfer feature of online banking, you'll now see your external accounts in the "Transfer To" and "Transfer From" lists along with your other accounts at Envision Financial. It's that simple.

Processing times

  • The transaction is processed immediately as long as the other financial institution also supports Me-to-Me transfer functionality.
  • The transaction may take up to several days if the other financial institution does not support Me-to-Me transfer functionality.
  • The transaction may take up to several days for scheduled and recurring Me-to-Me transfers. If you'd like a scheduled or recurring transfer to be processed on a certain day, it is a good idea to set up the Me-to-Me transfer for several days before you need access to the funds.

Service fees

  • Using Me-to-Me to transfer money out of your Envision account will cost $1.00 per transaction (non-refundable). If you have a High Interest Savings Account, the fee is $5.00 per transaction.
  • Transferring money into your account at Envision Financial from another financial institution is free.

Transaction Limits for Sending

Transaction
limit
Weekly
(7 days)
Monthly
(30 days)
Maximum limit$50,000$100,000$250,000

Transaction Limits for Receiving

Transaction
limit
Weekly
(7 days)
Monthly
(30 days)
Maximum limit$250,000$250,000$250,000

Need access to online banking?

No problem. Simply contact your branch and you'll receive your access information right away.

Have a question? Simply contact us and we'll provide you with the information you're looking for.

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By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.