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ENVISION FINANCIAL WEALTH MANAGEMENT
PERSONALIZED WEALTH ADVICE
You’ve worked hard to build your foundation, now it’s time to empower you to live life on your terms and pave a path to get you there.
One of the greatest benefits of having an ongoing relationship with a trusted advisor is their ability to tailor financial services to suit your personal needs. Our Qtrade Advisors will work with you to help you reach your goals with a personalized plan.
As we plan the pursuit of your financial success, we will work with you to understand your unique situation. We’ll integrate tax efficient strategies to grow your wealth, preserve capital or build your financial legacy to leave behind for future generations.
This begins with an analysis that considers the numerous pieces of your life and finances. The results provide us a strong foundation to work together on an action plan that evolves as life changes.
OUR SERVICES
Our fee-based advice model is a shift from the commission-based model, which can provide peace of mind in knowing your advisors’ goals are in line with yours. Since the fee-based model means a pro-rated monthly fee is charged based on your account size and asset type, this allows our experts to continuously monitor and grow your portfolio with an increased level of transparency.
Retirement Strategies
Succession Planning
Estate Planning
Tax Sheltered Investments
Tax Minimization Solutions
Charitable Giving
Wealth and Income Protection
Debt Management
Business Investment Solutions
HOW WE CAN HELP
DISCOVERY
- Review financial portfolio and investment goals
- Discover tolerance for risk and market fluctuations
- Provide customized recommendations on investment options and other financial strategies based on your goals
STRATEGY
- Build a portfolio designed to your financial goals and appropriate allocation of assets
- Plan around retirement, education and other savings goals
- Strategize tax efficient retirement income
- Customize tax, estate, charitable giving and wealth protection planning
MONEY MANAGEMENT
- Monitor and re-balance ongoing portfolio
- Access to world class professional money managers
- Manage optional automatic contribution/ withdrawal strategy
REPORT & REVIEW
- Provide performance and annual consolidated tax reporting
- Conduct regular in-person portfolio reviews
- Access to secure consolidated view of your investments
ADDITIONAL WEALTH SERVICES
- Access to the expertise of our broader wealth management team and products
- Build business succession planning
- Provide wealth management options for your family
Along with a dedicated Qtrade Advisor by your side, you will have first-hand access to industry specialists who can help guide you through other areas of your financial journey.
Commercial/Business Banking Advisor
Whether you are starting a business, growing it or looking to transition out of it, our Commercial and Business Banking team will help you reach your goals. They provide lending advice and business analysis with specialized expertise.
Financial (Retail Banking) Advisor
Our financial advisors offer a full range of investment, deposit and complex lending services. They identify the member life stage cycle and provide financial solutions, and/or refer members to an appropriate wealth advisor.
Life and Health Insurance Advisor
Life insurance is an important part of your financial future as it will ensure the well-being and protection of your hard-earned assets and loved ones. As an advocate for ensuring financial security and peace of mind, our Envision Financial Wealth Management Life Insurance Advisor will prepare insurance options and related products best suited for your goals.
LET'S TALK SOON ABOUT YOUR WEALTH GOALS
Talk to one of our advisors today, or send us a note and we'll get in touch with you.
Envision Financial Wealth Management is a division of FW Wealth Management Ltd. which is a wholly owned subsidiary of First West Credit Union. FW Wealth Management Ltd. is a licensed life insurance agency offering financial planning, life insurance and investments. Mutual funds, other securities and securities related financial planning services are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. Financial planning services are available only from advisors who hold financial planning accreditation from applicable regulatory authorities.
We acknowledge that we have the privilege of doing business on the traditional and unceded territory of First Nations communities.
© First West Credit Union. All rights reserved.
