You’ve worked hard to build your foundation, now it’s time to empower you to live life on your terms and pave a path to get you there.
One of the greatest benefits of having an ongoing relationship with a trusted advisor is their ability to tailor financial services to suit your personal needs. Our Qtrade Advisors will work with you to help you reach your goals with a personalized plan.
As we plan the pursuit of your financial success, we will work with you to understand your unique situation. We’ll integrate tax efficient strategies to grow your wealth, preserve capital or build your financial legacy to leave behind for future generations.
This begins with an analysis that considers the numerous pieces of your life and finances. The results provide us a strong foundation to work together on an action plan that evolves as life changes.
Our fee-based advice model is a shift from the commission-based model, which can provide peace of mind in knowing your advisors’ goals are in line with yours. Since the fee-based model means a pro-rated monthly fee is charged based on your account size and asset type, this allows our experts to continuously monitor and grow your portfolio with an increased level of transparency.
Retirement Strategies
Succession Planning
Estate Planning
Debt Management
Tax Sheltered Investments
Tax Minimization Solutions
Charitable Giving
Wealth and Income Protection
Life & Disability Insurance*
Critical Illness Insurance*
Business Insurance
Business Investment Solutions
Along with a dedicated Investment Advisor by your side, you will have first-hand access to industry specialists who can help guide you through other areas of your financial journey.
Commercial/Business Banking Advisor
Whether you are starting a business, growing it or looking to transition out of it, our Commercial and Business Banking team will help you reach your goals. They provide lending advice and business analysis with specialized expertise.
Financial (Retail Banking) Advisor
Our financial advisors offer a full range of investment, deposit and complex lending services. They identify the member life stage cycle and provide financial solutions, and/or refer members to an appropriate wealth advisor.
Life and Health Insurance Advisor
Life insurance is an important part of your financial future as it will ensure the well-being and protection of your hard-earned assets and loved ones. As an advocate for ensuring financial security and peace of mind, our Life Insurance Advisor will prepare insurance options and related products best suited for your goals.
Mutual funds, other securities and securities related financial planning services are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. Financial planning services are available only from advisors who hold financial planning accreditation from applicable regulator authorities.
Envision Financial Wealth Management is a division of FW Wealth Management Ltd. (“FW Wealth”) which is a separate legal entity from First West Credit Union (“FWCU”).
*FW Wealth and Qtrade Insurance Solutions (QIS) are licensed life insurance agencies. QIS is a member company of Aviso Wealth Inc., and a related party to Desjardins Group, CUMIS, and Co-Operators. Licensed advisors are authorized to represent FW Wealth and QIS to provide insurance, financial services and products. All insurance products are subject to the limitations, terms and conditions in the applicable policy or certificate of insurance in force at the time of purchase or enrollment and applicable legislation. QIS, FW Wealth and FWCU are each a separate legal entity, the products sold through QIS & FW Wealth are not guaranteed or insured by a deposit insurer.