Term Deposit Rates
Our Current Rates
Promotional Investment Rates(Rates effective 04-06-2019) |
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| 120-day Non-Redeemable (new personal deposits only) | 2.75% | |
| 20-month Non-Redeemable | 2.50% | |
Looking to take advantage of stock returns without the risk? Consider a winwin® term deposit which guarantees you a competitive rate with the potential for greater returns limited to the performance of 8 Canadian securities.
Non-Redeemable(Rates effective 04-06-2019)Non-registered, RSP, TFSA, RESP, RIF, LIF |
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| 30-59 days | 0.20% | |
| 60-89 days | 0.25% | |
| 90-119 days | 0.30% | |
| 120-179 days | 0.35% | |
| 180-269 days | 0.40% | |
| 270-364 days | 0.50% | |
| 1 Year | 1.60% | |
| 2 Year | 1.70% | |
| 3 Year | 1.80% | |
| 4 Year | 2.00% | |
| 5 Year | 2.25% | |
Redeemable(Rates effective 01-04-2019)Non-registered, RSP, TFSA, RIF, LIF |
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| 36-month PRIMECONNECT™ | 2.60% | |
Cashable(Rates effective 04-06-2019)Non-registered, RSP, TFSA, RIF, LIF |
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| 12-month cashable (redeemable after 30 days) | 1.00% | |
| StepUp® 6Plus6 (first 6 months) | 0.70% | |
| StepUp® 6Plus6 (second 6 months) | 3.10% | |
| StepUp® 6Plus6 (average rate) | 1.90% | |
| StepUp® 9Plus9 (first 9 months) | 0.70% | |
| StepUp® 9Plus9 (second 9 months) | 3.60% | |
| StepUp® 9Plus9 (average rate) | 2.15% | |
| StepUp® 18Plus18 (first 18 months) | 0.70% | |
| StepUp® 18Plus18 (second 18 months) | 4.10% | |
| StepUp® 18Plus18 (average rate) | 2.40% | |
U.S. Term Deposits(Rates effective 23-03-2018) |
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| 30-59 days | 0.20% | |
| 60-89 days | 0.20% | |
| 90-119 days | 0.30% | |
| 120-179 days | 0.30% | |
| 180-269 days | 0.40% | |
| 270-364 days | 0.40% | |
The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all deposits. Credit union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.
Term rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.
