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OUR TERM DEPOSIT RATES

OUR RATES

Purchase Term Deposits Online

You can purchase 12-month non-registered cashable term deposits as well as all 1 to 5 year non-registered non-redeemable terms online. It's simple, just log in to online banking and select 'Open an Account'. Contact us to purchase any of our registered term deposit products.

 
List of rates for FEATURED TERM DEPOSIT RATES
FEATURED TERM DEPOSIT RATES Rate
3-year PRIMECONNECT® Redeemable Term Deposit
1.80
2-year Non-Redeemable Term Deposit
3.10
StepUp® 9Plus9 - first 9 months
0.40
StepUp® 9Plus9 - second 9 months
5.30
StepUp® 9Plus9 - average rate
2.85
 


Registered Term Deposit Rates

 

List of rates for Cashable Term Deposits (Registered)
Cashable Term Deposits (Registered) Rate
12-month cashable (redeemable after 30 days)
1.80
StepUp® 6Plus6 - first 6 months
0.40
StepUp® 6Plus6 - second 6 months
4.00
StepUp® 6Plus6 - average rate
2.20
StepUp® 9Plus9 - first 9 months
0.40
StepUp® 9Plus9 - second 9 months
5.30
StepUp® 9Plus9 - average rate
2.85
StepUp® 18Plus18 - first 18 months
0.40
StepUp® 18Plus18 - second 18 months
5.70
StepUp® 18Plus18 - average rate
3.05
 
List of rates for Short-term Non-Redeemable Term Deposits (Registered)
Short-term Non-Redeemable Term Deposits (Registered) Rate
30-59 days
0.25
60-89 days
0.30
90-119 days
0.35
120-179 days
0.40
180-269 days
1.00
270-364 days
1.75
 
List of rates for Long-term Non-Redeemable Term Deposits (Registered)
Long-term Non-Redeemable Term Deposits (Registered) Rate
1 year
2.75
2 year
3.10
3 year
3.15
4 year
3.20
5 year
3.30


​Non-Registered Term Deposit Rates

 

List of rates for Cashable Term Deposits (Non-Registered)
Cashable Term Deposits (Non-Registered) Rate
12-month cashable (redeemable after 30 days)
1.80
StepUp® 6Plus6 - first 6 months
0.40
StepUp® 6Plus6 - second 6 months
4.00
StepUp® 6Plus6 - average rate
2.20
StepUp® 9Plus9 - first 9 months
0.40
StepUp® 9Plus9 - second 9 months
5.30
StepUp® 9Plus9 - average rate
2.85
StepUp® 18Plus18 - first 18 months
0.40
StepUp® 18Plus18 - second 18 months
5.70
StepUp® 18Plus18 - second 18 months
3.05
 
List of rates for Redeemable Term Deposits (Registered/Non-Registered)
Redeemable Term Deposits (Registered/Non-Registered) Rate
3-year PRIMECONNECT®
1.80
 
List of rates for Short-Term Non-Redeemable Term Deposits (Non-Registered)
Short-Term Non-Redeemable Term Deposits (Non-Registered) Rate
30-59 days
0.25
60-89 days
0.30
90-119 days
0.35
120-179 days
0.40
180-269 days
1.00
270-364 days
1.75
 
List of rates for Long-Term Non-Redeemable Term Deposits (Non-Registered)
Long-Term Non-Redeemable Term Deposits (Non-Registered) Rate
1 year
2.75
2 year
3.10
3 year
3.15
4 year
3.20
5 year
3.30
 
market-linked term deposits (REGISTERED/NON-REGISTERED) rate
winwin EarthLink™  35.00%*
winwin® Financial Services  25.00%*


*Maximum potential cumulative 5-year rate. 

 
List of rates for Non-Redeemable US Term Deposits (Non-Registered)
Non-Redeemable US Term Deposits (Non-Registered) Rate
30-59 days
0.05
60-89 days
0.10
90-119 days
0.15
120-179 days
0.20
180-269 days
0.25
270-364 days
0.30

 

Term rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.

winwin EarthLink™ terms and conditions / winwin® Financial Services terms and conditions

PRIMECONNECT® interest rate is per annum and is linked to the First West Credit Union prime rate.

 

Prime Rates

 

List of rates for First West Credit Union Prime Rates
First West Credit Union Prime Rates Rate
Prime
3.20
US Prime
4.50

 

Rate subject to change without notice.

 

 

PLANNING AND ADVICE THAT GROWS WITH YOU

Good advice starts with a conversation about your unique situation. We’ll work with you to understand your overall investment strategy and make recommendations on the right mix of investment solutions for your financial goals. 

Let’s talk about your financial wellbeing.