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OUR TERM DEPOSIT RATES

OUR RATES

Purchase Term Deposits Online

You can purchase 12-month non-registered cashable term deposits as well as all 1 to 5 year non-registered non-redeemable terms online. It's simple, just log in to online banking and select 'Open an Account'. Contact us to purchase any of our registered term deposit products.

LOG IN TO ONLINE BANKING
 
List of rates for FEATURED TERM DEPOSIT RATES
FEATURED TERM DEPOSIT RATES Rate
StepUp® 6Plus6 - first 6 months
1.00
StepUp® 6Plus6 - second 6 months
6.00
StepUp® 6Plus6 - average rate
3.50
1-Year Non-Redeemable Term Deposit
4.65
3-year PRIMECONNECT® Redeemable Term Deposit
5.20
 


Registered Term Deposit Rates

 

List of rates for Cashable Term Deposits (Registered)
Cashable Term Deposits (Registered) Rate
12-month cashable (redeemable after 30 days)
3.10
StepUp® 6Plus6 - first 6 months
1.00
StepUp® 6Plus6 - second 6 months
6.00
StepUp® 6Plus6 - average rate
3.50
StepUp® 9Plus9 - first 9 months
1.00
StepUp® 9Plus9 - second 9 months
6.50
StepUp® 9Plus9 - average rate
3.75
StepUp® 18Plus18 - first 18 months
1.00
StepUp® 18Plus18 - second 18 months
7.00
StepUp® 18Plus18 - average rate
4.00
 
List of rates for Short-term Non-Redeemable Term Deposits (Registered)
Short-term Non-Redeemable Term Deposits (Registered) Rate
30-59 days
0.45
60-89 days
0.55
90-119 days
0.65
120-179 days
0.75
180-269 days
3.05
270-364 days
3.25
 
List of rates for Long-term Non-Redeemable Term Deposits (Registered)
Long-term Non-Redeemable Term Deposits (Registered) Rate
1 year
4.65
2 year
4.50
3 year
4.50
4 year
4.00
5 year
4.00


​Non-Registered Term Deposit Rates

 

List of rates for Cashable Term Deposits (Non-Registered)
Cashable Term Deposits (Non-Registered) Rate
12-month cashable (redeemable after 30 days)
3.10
StepUp® 6Plus6 - first 6 months
1.00
StepUp® 6Plus6 - second 6 months
6.00
StepUp® 6Plus6 - average rate
3.50
StepUp® 9Plus9 - first 9 months
1.00
StepUp® 9Plus9 - second 9 months
6.50
StepUp® 9Plus9 - average rate
3.75
StepUp® 18Plus18 - first 18 months
1.00
StepUp® 18Plus18 - second 18 months
7.00
StepUp® 18Plus18 - average rate
4.00
 
List of rates for Redeemable Term Deposits (Registered/Non-Registered)
Redeemable Term Deposits (Registered/Non-Registered) Rate
3-year PRIMECONNECT®
5.20
 
List of rates for Short-Term Non-Redeemable Term Deposits (Non-Registered)
Short-Term Non-Redeemable Term Deposits (Non-Registered) Rate
30-59 days
0.45
60-89 days
0.55
90-119 days
0.65
120-179 days
0.75
180-269 days
3.05
270-364 days
3.25
 
List of rates for Long-Term Non-Redeemable Term Deposits (Non-Registered)
Long-Term Non-Redeemable Term Deposits (Non-Registered) Rate
1 year
4.65
2 year
4.50
3 year
4.50
4 year
4.00
5 year
4.00
 
market-linked term deposits (REGISTERED/NON-REGISTERED) rate
winwin EarthLink™  9.00%*
winwin® Financial Services  9.00%*


*Minimum guaranteed cumulative 3-year rate. 

 
List of rates for Non-Redeemable US Term Deposits (Non-Registered)
Non-Redeemable US Term Deposits (Non-Registered) Rate
30-59 days
0.05
60-89 days
0.10
90-119 days
0.15
120-179 days
0.20
180-269 days
0.25
270-364 days
0.30

 

Term rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.

winwin EarthLink™ terms and conditions / winwin® Financial Services terms and conditions

PRIMECONNECT® interest rate is per annum and is linked to the First West Credit Union prime rate.

 

Prime Rates

 

List of rates for First West Credit Union Prime Rates
First West Credit Union Prime Rates

Rates Effective: 2023-05-05

 Rate
Prime
6.70
US Prime
8.75

 

Rate subject to change without notice.

 

 
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