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Our Story

It all started in 1946, when the local fishing community came together and founded a credit union because their unique needs were not being met by traditional financial institutions.   

Today Envision Financial is part of First West Credit Union, one of Canada’s strongest and most innovative cooperative financial institutions. We’re obsessed with one core purpose: to simplify lives, helping our members and communities thrive.  

As a credit union, our profits go back to you. That's how we're able to offer free personal chequing with no strings attached, with free Interac e-Transfer®, low-fee business accounts, better mortgage rates and higher rates on your deposits.   

That's also how we can provide the best advice that's in your interest. Whether you're starting a new business or buying a home or planning for your retirement, our experts take the time to learn what matters to you.   

We grow because you grow, not at your expense.   

Our roots are still the same. Our heart has always been for local businesses, local communities, neighbours helping neighbours succeed.  


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“Envision Financial is a committed local partner to our members and our communities. We believe in providing tools and resources to simplify the lives of our members and make a meaningful difference in their financial success. We have the best interest of our members at heart as we make decisions from across the table as opposed to across the country.”

Dave Lanphear, President

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Our Make a Difference Days encourage employees to volunteer in their communities with local non-profit agencies.  We're boots on the ground, supporting a wide variety of community projects.  Since 2007, we've taken part in 597 projects and served 10,936 hours.

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Community Partnerships

Through our partnership with the First West Foundation, ​$580,317 has been granted from the foundation’s 15 endowments and charitable giving campaigns in 2019.

Do Some Good

Our employees spent 5,044 hours helping those in need and building our local communities in 2018 with 2,284 hours given during work hours.

The Full Cupboard

We are on a mission to raise food, funds and awareness for our local food banks. In 2019 alone, we provided over 500,000 meals through our Signature Cause, The Full Cupboard.

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Everything is easier with a little help.

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