OUR RATES

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FEATURED RATES


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OUR RATES

Use our mortgage calculator to find out what mortgage amount you can afford and what your mortgage payment and amortization schedule would be.



​Our Mortgage Rates


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​*This mortgage rate is only available to members with greater than 20% down payment, purchasing a residential, owner occupied property valued at under $1,000,000, and who meet other conditions. A premium may be applied to the rates for all other mortgages. Please visit a branch or call us at 1-888-597-6083 for further details.

**This insured mortgage rate is only available to members with less than 20% down payment, purchasing a residential property valued at under $1,000,000, who are eligible for and purchase mortgage default insurance and meet other conditions.

†Mortgage rates are subject to change without notice and are available O.A.C. Fixed mortgage rates are compounded semi-annually. Variable mortgage rates are compounded monthly. Terms and conditions may apply. Mortgage funds must be advanced within 120 days of the application. These rates are discounted and can not be combined with any other rate discounts, promotions or offers. Additional fees may apply. For specific Annual Percentage Rate (APR) rates, please contact us.

Personal Loans

Rate varies depending on loan term and other considerations. Please contact us to see how a personal loan can work for your specific needs.

Use our calculator to get an idea of what your loan payment could be, or calculate your loan amount for the payment you can afford.


Lines of Credit Rates

Line of Credit ($5,000+)

Prime+increment

Overdraft Protection

18.00%


Rates are subject to change without notice and are available O.A.C. Terms and conditions may apply.

Purchase Term Deposits Online

You can purchase 12-month cashable term deposits as well as all 1 to 5 year non-redeemable terms online. It's simple, just log in to online banking and select 'Open an Account'.


​Term Deposit Rates​


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market-linked term deposits
rate
winwin EarthLink™ 15.00%*
winwin® Financial Services 15.00%*


*Maximum potential cumulative 5-year rate. 

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The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all deposits. Credit union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.

Term rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.

winwin EarthLink™ terms and conditions / winwin® Financial Services terms and conditions

PRIMECONNECT™ interest rate is per annum and is linked to the First West Credit Union prime rate.

US Dollar Exchange Rate


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Our U.S. Dollar exchange rates are updated daily. Rates provided here are subject to change and can only be guaranteed at the time of the purchase or sale transaction. If you would like to buy or sell U.S. cash, come see us in branch today. All our branches carry U.S. dollar bills and all Envision Financial ATMs conveniently dispense U.S. currency. We also offer Sterling Pound cash and Euro cheques.

NOTE 1: Buying and Selling rates are listed from the member perspective. Rates provided here are subject to change and can only be guaranteed at the time of the purchase or sale transaction.

NOTE 2: Cheque rates are in effect to a maximum of $10,000 USD. If you require an amount in excess of these limits, you must obtain the booked rate from your branch. 

Personal Account Rates


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Interest rates and balance tiers are subject to change without notice.

Business Account Rates


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Interest rates and balance tiers are subject to change without notice.

Prime Rate


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Rate subject to change without notice.

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HEALTHY HABITATS AND HIGH RETURNS

15.00%* 5-year maximum potential return with the winwin EarthLink™ GIC.

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