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CHOOSE FROM THESE BORROWING OPTIONS

 

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Great rates and helpful advice for every step of your mortgage journey.

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Flexible borrowing options at great rates so you can make your someday a reality.

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Approval is quick and simple, plus you'll earn points toward great rewards.

 

MORTGAGE PRE-APPROVAL

Lock in your rate with our 120-day rate guarantee. Apply for mortgage pre-approval online or call us at 1-888-597-6083 to get started.


Featured rates

Variable Rate

5-Year Closed - Insured**

6.30

Fixed Rate

5-Year Closed - Insured**

4.89

Fixed Rate

5-Year Closed*

5.49

 

Use our handy calculators to see what you can afford

 

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Find out what mortgage amount you can afford and what your mortgage payment and amortization schedule will be. The Mortgage Comparison calculator will help you make a decision about which type of mortgage is right for you.

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Calculate your loan payment needed to pay off your loan, or find out how much you can borrow based on the payments you can afford.

Rates are subject to change without notice and are available on approved credit. Terms and conditions may apply.

*The fixed mortgage rate is only available to members with greater than 20% down payment, purchasing a residential, owner occupied property valued at under $1,000,000, and who meet other conditions. A premium may be applied to the rates for all other mortgages. Please visit a branch or call us at 1-888-597-6083 for further details.

**This insured mortgage rate is only available to members with less than 20% down payment, purchasing a residential property valued at under $1,000,000, who are eligible for and purchase mortgage default insurance and meet other conditions. Mortgage default loan insurance is required by lenders when homebuyers make a down payment of less than 20% of the purchase price. Mortgage loan insurance helps protect lenders against mortgage default, and enables consumers to purchase homes with a minimum down payment. The premium is calculated based on a percentage of the amount borrowed. Your premium can be paid upfront in a single lump sum payment, or it can be added to the total balance of your mortgage and included in your monthly payments – in this case, interest will apply to the premium as well. The minimum down payment requirement for mortgage default insurance depends on the purchase price of the home. For a purchase price of $500,000 or less, the minimum down payment is 5%. When the purchase price is above $500,000, the minimum down payment is 5% for the first $500,000 and 10% for the remaining portion. Mortgage default insurance is available only for properties with a purchase price or as-improved/renovated value below $1,000,000.

†Mortgage rates are subject to changes without notice and are available O.A.C. Fixed mortgage rates are compounded semi-annually; variable mortgage rates are compounded monthly. Mortgage rates are based on a 25 year amortization. Terms and conditions may apply. Mortgage funds must be advanced within 12 days of the application date. These rates are discounted and cannot be combined with any other rate discounts, promotions or offers. Additional fees may apply. For specific Annual Percentage Rate (APR) rates, please contact us.