Switching financial institutions can seem overwhelming. ClickSWITCH® makes it easy.
Automatically transfer all your automated payments and deposits at other financial institutions to your Envision Financial account.
Log in to online banking and select Transfer Pre-Authorized Payments & Deposits under Payments.
Choose the deposits or automatic payments you want to move.
Once the switch is complete, ClickSWITCH will send you a confirmation email.
You need to have access to online banking with an eligible chequing or savings account. US currency accounts are not eligible for the ClickSWITCH service. A collection of previous statements of automated payments and direct deposits is the best source for information to get started with the transfer.
Switching your payments (and deposits) within the ClickSWITCH portal can be completed in under 10 minutes. The timing for the actual switch of each payment will vary depending on the type of payment, payee and the method needed to switch the payment. Automated payments and direct deposits typically take between 5-15 business days to switch, but can be faster with certain payees. It’s always a good idea to review the switch status page for the most current information regarding each switch.
ClickSWITCH is a service that we offer our members at no additional cost. Once enrolled, you can process an unlimited number of switches within 90 days. You will need to re-enroll for ClickSWITCH again if you need to initiate additional switches after 90 days of ClickSWITCH inactivity.
If a switch shows as “Completed”, there’s no need to contact the payee. For switches marked as “Mailed” for more than 15 business days, you may want to contact the payee to confirm the status.
Note: Some billers require payment switches be completed directly with them. In these cases, they may not accept the switch request via ClickSWITCH. For example, ICBC payments requires members to initiate their request through their autoplan broker directly. This is a policy limitation by the source institutions.
Yes. Indicate the type of direct deposit to be switched and complete the required information. Some employers and government agencies require direct deposit switches be completed directly with them. In these cases, they may not accept the switch request via ClickSWITCH and you will need to contact your payroll department.
Service Canada no longer processes or accepts forms with an electronic signature. This affects requests for Old Age Pension (OAP) or Canada Pension Plan (CPP) transfers.
Going forward, there could be up to four options for account holders to switch their account information. The options will be determined based on the agency selected within the ClickSWITCH database:
Occasionally, after a switch is submitted for processing, the ClickSWITCH research team determines that particular payee requires you to update you banking information with them online. When this happens, the switch will show an “Action Needed” status. To see the details of the action required, you need to click on the Edit icon in the Actions column.
The billing account number is required by the payee to ensure your identity and to update the account information in their system.
The easiest way to check the progress of a switch is to look at the “Status” column within the ClickSWITCH portal. Switches that have been completed and confirmed by payees will display a “Completed” status. Switches that are still in process will display a “Mailed” status.
For switches that have a mailed status for 15 business days or more, we recommend contacting the payee directly to confirm the switch status. If you have opted to receive status emails, you should receive a "Switch completed" email notification.
No. At this time ClickSWITCH can only process switches for companies in Canada, the U.S. and Puerto Rico.
Can I use ClickSWITCH to transfer pre-authorized payments (i.e. Netflix subscription) currently coming from a credit card account to a chequing/savings account at Envision Financial?
Yes. As long as the payee accepts a chequing/savings account as the payment method.
Can I use ClickSWITCH to transfer pre-authorized payments TO a credit card account (i.e. Collabria Mastercard)?
No. The destination account for the ClickSWITCH service must be an active Canadian currency chequing or savings account.
No. The best way to complete this change is through online banking, under Profile & Settings > Change Contact Form.
Yes. The main benefit of initiating switch requests through online banking is the ability to track the status of switches at any time. However, if you prefer we initiate and manage these requests on you behalf, all you need to do is to meet with one of our Financial Advisors in branch or contact our Member Advice Centre at 1-888-597-6083.
ClickSWITCH® is a registered trademark of Q2 Software, Inc. All other trademarks are the property of their respective owners.
Speak to an advisor on the phone or at a branch.
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