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CURRENT CONTESTS OR PROMOTIONS


Fan Choice Awards

TERMS AND CONDITIONS:

In these rules, “Envision Financial” means Envision Financial, a division of First West Credit Union.

ELIGIBILITY

  1. This contest is open to any resident of British Columbia who is at least 19 years of age on the date that he or she enters the contest.
  2. This contest is open only to individuals; no groups, organizations, or other non-natural persons are eligible to enter or to win.
  3. No purchase necessary.
  4. Directors, employees, contractors, agents and other representatives, and their respective immediate families, of First West Credit Union, Envision Insurance, a division of First West Insurance Services Ltd. or any of their affiliates, divisions, or promotional agencies are eligible to nominate a business for the Fan Choice Awards, but are not eligible to win the prize.

HOW TO ENTER

  1. This contest period runs September 10, 2019 at 12:00 p.m. Pacific Time and closes October 3, 2019 at 11:59 p.m. Pacific Time.
  2. In order to enter the contest and be eligible for a chance to win, participants must, during the contest period:
    1. comment on the Envision Financial “2019 Fan Choice Awards” contest post on Facebook, Instagram, or LinkedIn per the instructions on the post to nominate a business within Envision Financial’s trade area; and
    2. “like” the Envision Financial Facebook page or “follow” the Envision Financial Instagram account.
  3. Participants can nominate an unlimited number of businesses during the contest period. Each participant is only eligible for a chance to win one (1) prize regardless of the number of nominations he/she submits.
  4. By entering, you acknowledge that you have read, understood and agreed to be bound by these terms and conditions.

PRIZES

  1. For participants that nominate a business in compliance with these rules, there are three (3) prizes available to be won. Only one prize will be awarded to a participant. The each prize consists of a pre-paid Mastercard gift card valued at $50.00 CDN.
  2. 12 business will be selected as winners in Envision Financial’s trade area based on the greatest number of nominations received. Businesses who are chosen as winners (based on the total number of nominations received) will be eligible for one year (twelve [12] months) of banking with our Unlimited Chequing for Business account with no regular monthly fee of $30.00 CDN.
  3. First West Credit Union reserves the right to substitute a prizes of equal value without liability or further notice. The prizes must be accepted by the winner in the individual winner’s name and is non-transferable, non-exchangeable, and not redeemable for cash and no component thereof is convertible to cash. The prizes must be accepted as awarded and may not be sold.

DETERMINATION OF WINNER

  1. The three winners of the pre-paid Mastercard gift card will be selected at 10:00 a.m. Pacific Time on October 7, 2019. At this time, three Facebook, Instagram or LinkedIn commenters will be selected at random by an Envision Financial representative from all eligible comments made on the eligible posts. First West Credit Union reserves the rights, in its sole discretion, to change the date and time of the random draw.
  2. The entrant whose eligible comment is randomly selected must correctly answer, unaided, a time-limited, mathematical skill-testing and if that participant also complies with these rules, he/she will declared a winner. The winners will be announced on the contest post to which the winner originally responded and they will be responsible for privately contacting the designated First West Credit Union representative to make arrangements to claim their prize.
  3. If a prospective winner is not eligible or is not otherwise confirmed as a winner, or does not contact the designated First West Credit Union representative to claim his/her prize after reasonable efforts in the opinion of First West Credit Union for a period of two (2) days from and including the date when his/her entry is selected, then he/she will be disqualified. First West Credit Union, in its sole discretion, may randomly select another entrant as the winner, subject to compliance with these rules.
  4. The 12 business that are chosen as winners for the one year (twelve [12] months) of banking with our Unlimited Chequing for Business account with no regular monthly fee of $30.00 CDN will be selected at 10:00 a.m. Pacific Time on October 15, 2019. First West Credit Union reserves the rights, in its sole discretion, to change the date and time of the selection of the winners. In the event of a tie between businesses, the winner will select will be selected at random by an Envision Financial representative from the businesses that received the equal number of nomination which led to the tie.
  5. To claim the offer with respect to the Unlimited Chequing for Business account, businesses must be a First West Credit Union member and hold a business chequing account in good standing, or become a First West Credit Union member and open an Unlimited Chequing for Business Account.
  6. The offer is available to be claimed until December 31, 2019 and monthly fees will be waived for one year (twelve [12] months) from the date the offer is approved by a Regional Business Banking Manager. At the end of the free twelve [12] month period, the regular monthly fee of $30.00 CDN will be charged.
  7. By claiming this offer, businesses that are selected as winners who may claim the offer described above agree to abide by and be bound by these rules. Awarding of the offer is conditional upon compliance with these rules and the business signing any further releases required by First West Credit Union, confirming the businesses agreement to abide by and be bound by these rules and accepting the offer as described in these rules
  8. Designated First West Credit Union representatives will reach out to each winning business to make arrangements to claim their prize. If a prospective business is not eligible or is not otherwise confirmed as a winner, or if the designated First West Credit Union representative is unable to contact the business to claim its prize after reasonable efforts in the opinion of First West Credit Union, then the business will be disqualified. First West Credit Union, in its sole discretion, may randomly select another business as the winner, subject to compliance with these rules.
  9. Prior to claiming the prize, a representative from the business must correctly answer, unaided, a time-limited, mathematical skill-testing and the business must also complies with these rules.
  10. The chances of winning depend upon the number of eligible entries made before the contest closes.

GENERAL

  1. By entering, each and all entrants agree to abide by and be bound by these rules. Awarding of the prize is conditional upon compliance with these rules and the winner signing any further releases required by First West Credit Union, including any Contest and Photography Release form, confirming his or her agreement to abide by and be bound by these rules and accepting the prize as offered.
  2. This contest is subject to all federal, provincial, and other laws applicable in British Columbia. Void where prohibited. First West Credit Union may, where required by law, disclose contest entrant information to the government. If any provision of these rules is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect.
  3. Each winner consents to the use by Envision Financial and/or First West Credit Union of his or her name, municipality of residence, photograph, voice and statements without charge or compensation other than the prize awarded.
  4. All decisions of the contest’s judge(s) appointed by Envision Financial and/or First West Credit Union with respect to all aspects of this contest are final.
  5. First West Credit Union reserves the right, at its sole discretion, to cancel, modify, terminate or suspend this contest, in whole or in part, if any event or any human intervention corrupts or affects the administration, security, impartiality or the normal running of this contest as provided for in these rules. First West Credit Union may, at its sole discretion, disqualify any entrant responsible for such misconduct.
  6. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR INTERFERE WITH THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND FIRST WEST CREDIT UNION RESERVES THE RIGHT TO SEEK DAMAGES AND/OR OTHER RELIEF FROM ALL RESPONSIBLE PERSONS TO THE FULLEST EXTENT PERMITTED BY LAW.
  7. First West Credit Union, its subsidiaries and affiliates, and any of their respective directors, officers, employees, agents, or other representatives will not, under any circumstances, be responsible for, or liable to any contest entrant or any other person for:
    1. any erroneous, lost, damaged, late, incomplete, misdirected, deleted, defective, or altered entries, regardless of the cause;
    2. any failure for any reason whatsoever of the selected entrant ability to contact First West Credit Union;
    3. any computer, online, telephone, or technical malfunctions or errors that may occur, regardless of the cause;
    4. this contest is not capable of being completed in accordance with these rules,
    5. any damage or loss, including any loss of use, loss of production, loss of profits (anticipated or otherwise), loss of markets, economic loss, special, indirect or consequential loss or damage or punitive damages, whether in contract, tort or under any other theory of law or equity, arising from, connected with, or relating to the contest or the submission of entries to the contest or participation in the contest or the contest prize, or the use of any First West Credit Union web site (including the downloading of any materials from that web site) and regardless of the cause or any negligence by First West Credit Union or anyone for whom First West Credit Union is responsible, and notwithstanding that First West Credit Union may have been advised of the possibility of such loss or damage being incurred.
  8. First West Credit Union reserves the right, at its sole discretion, to cancel, modify, terminate or suspend this contest, in whole or in part, if any event or any human intervention corrupts or affects the administration, security, impartiality or the normal running of this contest as provided for in these rules. First West Credit Union may, at its sole discretion, disqualify any entrant responsible for such misconduct.
  9. None of First West Credit Union, its subsidiaries, its affiliates, any of their directors, officers, employees, agents, or other representatives will be responsible for injuries, accidents, loss or misfortune relating to the prize awarded and/or this contest. The winner agrees to indemnify and save harmless First West Credit Union, or any other subsidiary companies of First West Credit Union and each of their respective directors, officers, employees, agents and other representatives (and each of them) of and from all claims, demands, proceedings, liabilities and costs whatsoever relating to the prize awarded, a winner’s use of the prize awarded and/or resulting from this contest, including without limitation legal costs on a solicitor-and-client basis. Without limiting anything else contained in these rules, First West Credit Union and its affiliated companies, and their respective directors, officers, employees, agents, and other representatives are not liable if for any reason the Contest is not capable of being completed in accordance with its rules and as result a Prize not being awarded in accordance with these rules, including without limitation for reasons relating to technical failures, the loss or non-existence of communications capability, computer virus or tampering, or any other cause. The winner agrees to execute any further release and/or indemnity requested by First West Credit Union.
  10. First West Credit Union acknowledges that this offer is in no way sponsored, endorsed, administered by or associated with Facebook, Instagram, or LinkedIn. By claiming this offer, you agree to a complete release of Facebook, Instagram, or LinkedIn from any claims.
  11. By entering, you acknowledge that you have read, understood and agreed to be bound by these contest rules and regulations.

​Build.Grow.Thrive - Commercial Insurance / Fees Paid For a Year Offer

TERMS AND CONDITIONS

  1. The Commercial Insurance Fees Paid for a Year (the “Offer”) is open only to a resident of British Columbia who is at least 19 years of age or legally able to enter into a binding insurance contract.
  2. To be eligible to participate in the Offer, an entrant must:
    1. Have attended one of the two Build. Grow. Thrive. events on May 1, 2019.
    2. Book an appointment with a representative from the Business Insurance team and bind a business/commercial insurance policy open through Envision Insurance, a division of First West Credit Union. The Offer is valid until January 31, 2020.
  3. No purchase is necessary to receive the Offer.
  4. Directors, employees, contractors, agents and other representatives, and their respective immediate families, of First West Credit Union, First West Insurance Services Ltd. or any of their affiliates, divisions, or promotional agencies are not eligible to participate in the Offer.
  5. One business may participate once to receive the Offer.
  6. First West Credit Union reserves the right to substitute an offer of equal value without liability or further notice. The prize must be accepted by the winner(s) in the individual winner’s name, and is not transferable. The prize must be accepted as awarded.

GENERAL

  1. By participating in the Offer, each and all entrants agree to abide by and be bound by these rules.
  2. First West Credit Union is not responsible for any entrants not entered, or entries or prospective entries lost, stolen, misdirected, damaged or delayed, for any reason whatsoever. No communication with entrants will be entered into except with the prospective entrants who are eligible to receive the Offer.
  3. This Offer is subject to all federal, provincial, and other laws applicable in British Columbia. Void where prohibited. First West Credit Union may, where required by law, disclose Offer participant information to the government. If any provision of these rules is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect.
  4. All decisions of by First West Credit Union with respect to all aspects of the Offer are final.
  5. First West Credit Union, its subsidiaries and affiliates, and any of their respective directors, officers, employees, agents, or other representatives will not, under any circumstances, be responsible for, or liable to any Offer entrant or any other person for:
    1. any erroneous, lost, damaged, late, incomplete, misdirected, deleted, defective, or altered Offer entries, regardless of the cause;
    2. any failure for any reason whatsoever of the selected entrant to receive an Offer notification telephone call;
    3. any changes in telephone number or other contact details after such information is provided to First West Credit Union in connection with the Offer;
    4. any computer, online, telephone, or technical malfunctions or errors that may occur, regardless of the cause;
    5. this Offer is not capable of being completed in accordance with these rules; and
    6. any damage or loss, including any loss of use, loss of production, loss of profits (anticipated or otherwise), loss of markets, economic loss, special, indirect or consequential loss or damage or punitive damages, whether in contract, tort or under any other theory of law or equity, arising from, connected with, or relating to the Offer or participation in the Offer, or the use of any First West Credit Union web site (including the downloading of any materials from that web site) and regardless of the cause or any negligence by First West Credit Union or anyone for whom First West Credit Union is responsible, and notwithstanding that First West Credit Union may have been advised of the possibility of such loss or damage being incurred.
  6. None of First West Credit Union, or any other subsidiary companies of First West Credit Union, or any of their respective directors, officers, employees, agents, or other representatives will be responsible for injuries, accidents, loss or misfortune relating to the Offer awarded, a participant’s use of the Offer and/or otherwise resulting from this contest. The Participant agrees to indemnify and save harmless First West Credit Union, or any other subsidiary companies of First West Credit Union and each of their respective directors, officers, employees, agents and other representatives (and each of them) of and from all claims, demands, proceedings, liabilities and costs whatsoever relating to the Offer, a Participant’s use of the Offer and/or resulting from this Offer, including without limitation legal costs on a solicitor-and-client basis. Without limiting anything else contained in these rules, First West Credit Union and its affiliated companies, and their respective directors, officers, employees, agents, and other representatives are not liable if for any reason this contest is not capable of being completed in accordance with these rules, including without limitation for reasons relating to technical failures, the loss or non-existence of communications capability, computer virus or tampering, or any other cause.
  7. First West Credit Union reserves the right, at its sole discretion, to cancel, modify, terminate or suspend this Offer, in whole or in part, if any event or any human intervention corrupts or affects the administration, security, impartiality or the normal running of this contest as provided for in these rules. First West Credit Union may, at its sole discretion, disqualify any entrant responsible for such misconduct.
  8. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEB SITE OR INTERFERE WITH THE LEGITIMATE OPERATION OF THE OFFER MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND FIRST WEST CREDIT UNION RESERVES THE RIGHT TO SEEK DAMAGES AND/OR OTHER RELIEF FROM ALL RESPONSIBLE PERSONS TO THE FULLEST EXTENT PERMITTED BY LAW.
  9. By participating in this Offer, you acknowledge that you have read, understood and agreed to be bound by these contest rules and regulations.


Build.Grow.Thrive - Three Months Free Unlimited Chequing for Business Offer

TERMS AND CONDITIONS

  1. The Three Months Free Unlimited Chequing for Business® (the “Offer”) is open only to those entities that are a resident of British Columbia and is not open to individuals.
  2. To be eligible to receive the Offer, an entrant (or a representative of an entrant) must:
    1. Have attended one of the two “Build. Grow. Thrive.” events on either May 1, 2019 or September 25, 2019.
    2. Book an appointment with a representative from the Business Services team.
    3. Be eligible to open an Unlimited Chequing for Business® account and open such an account prior to January 31, 2020.
  3. No purchase is necessary to receive the Offer.
  4. Directors, employees, contractors, agents and other representatives, and their respective immediate families, of First West Credit Union, First West Insurance Services Ltd. or any of their affiliates, divisions, or promotional agencies are not eligible to participate in the Offer.
  5. Each eligible entrant shall only receive one Offer.
  6. First West Credit Union reserves the right to substitute an offer of equal value without liability or further notice. The Offer must be accepted by the participant in the business’ name, and is not transferable. The Offer must be accepted as offered.

GENERAL

  1. By participating in the Offer, each and all entrants agree to abide by and be bound by these rules.
  2. First West Credit Union is not responsible for any entrants not entered, or entries or prospective entries lost, stolen, misdirected, damaged or delayed, for any reason whatsoever. No communication with entrants will be entered into except with the prospective entrants who are eligible to receive the Offer.
  3. This Offer is subject to all federal, provincial, and other laws applicable in British Columbia. Void where prohibited. First West Credit Union may, where required by law, disclose Offer participant information to the government. If any provision of these rules is found by any court of competent jurisdiction to be unenforceable, all other provisions will remain in full force and effect.
  4. All decisions of by First West Credit Union with respect to all aspects of the Offer are final.
  5. First West Credit Union, its subsidiaries and affiliates, and any of their respective directors, officers, employees, agents, or other representatives will not, under any circumstances, be responsible for, or liable to any Offer entrant or any other person for:
    1. any erroneous, lost, damaged, late, incomplete, misdirected, deleted, defective, or altered Offer entries, regardless of the cause;
    2. any failure for any reason whatsoever of the selected entrant to receive an Offer notification telephone call;
    3. any changes in telephone number or other contact details after such information is provided to First West Credit Union in connection with the Offer;
    4. any computer, online, telephone, or technical malfunctions or errors that may occur, regardless of the cause;
    5. this Offer is not capable of being completed in accordance with these rules; and
    6. any damage or loss, including any loss of use, loss of production, loss of profits (anticipated or otherwise), loss of markets, economic loss, special, indirect or consequential loss or damage or punitive damages, whether in contract, tort or under any other theory of law or equity, arising from, connected with, or relating to the Offer or participation in the Offer, or the use of any First West Credit Union web site (including the downloading of any materials from that web site) and regardless of the cause or any negligence by First West Credit Union or anyone for whom First West Credit Union is responsible, and notwithstanding that First West Credit Union may have been advised of the possibility of such loss or damage being incurred.
  6. None of First West Credit Union, or any other subsidiary companies of First West Credit Union, or any of their respective directors, officers, employees, agents, or other representatives will be responsible for injuries, accidents, loss or misfortune relating to the Offer awarded, a participant’s use of the Offer and/or otherwise resulting from this contest. The Participant agrees to indemnify and save harmless First West Credit Union, or any other subsidiary companies of First West Credit Union and each of their respective directors, officers, employees, agents and other representatives (and each of them) of and from all claims, demands, proceedings, liabilities and costs whatsoever relating to the Offer, a Participant’s use of the Offer and/or resulting from this Offer, including without limitation legal costs on a solicitor-and-client basis. Without limiting anything else contained in these rules, First West Credit Union and its affiliated companies, and their respective directors, officers, employees, agents, and other representatives are not liable if for any reason this contest is not capable of being completed in accordance with these rules, including without limitation for reasons relating to technical failures, the loss or non-existence of communications capability, computer virus or tampering, or any other cause.
  7. First West Credit Union reserves the right, at its sole discretion, to cancel, modify, terminate or suspend this Offer, in whole or in part, if any event or any human intervention corrupts or affects the administration, security, impartiality or the normal running of this contest as provided for in these rules. First West Credit Union may, at its sole discretion, disqualify any entrant responsible for such misconduct.
  8. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEB SITE OR INTERFERE WITH THE LEGITIMATE OPERATION OF THE OFFER MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND FIRST WEST CREDIT UNION RESERVES THE RIGHT TO SEEK DAMAGES AND/OR OTHER RELIEF FROM ALL RESPONSIBLE PERSONS TO THE FULLEST EXTENT PERMITTED BY LAW.
  9. By participating in this Offer, you acknowledge that you have read, understood and agreed to be bound by these contest rules and regulations.


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ABOUT ENVISION FINANCIAL

Envision Financial is a premier provider of banking, investment and insurance services for residents and businesses throughout the Fraser Valley, Lower Mainland and Kitimat regions. As a division of First West Credit Union, B.C.'s third-largest credit union, Envision Financial brings innovative products, an extensive branch network and local decision making to the banking experience. Learn more about Envision Financial.

Learn more about First West Credit Union.


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