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HIGH INTEREST SAVINGS ACCOUNT (HISA)

Earn interest on every dollar you save and pay no monthly fee.

 

Is this savings account right for you?

 Right for you if:

  • You want to earn interest
  • You want a low-risk savings option
  • You make infrequent withdrawals or transactions

 It might not be right for you if:

  • You use this account for day-to-day transactions, bill payments, transfers and withdrawals

 

High Interest Savings Account (HISA) Details
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$0 monthly fee

0.77%* (balances of $0 - $4,999)
0.77%* (balances of $5,000+)

1 FREE transaction per month including:

  • in-branch withdrawals
  • in-branch transfers
  • Interac® direct payments
  • pre-authorized payments
  • THE EXCHANGE® & ACCULINK® ATM withdrawals

Electronic transfers between your Envision Financial accounts are free & unlimited. Free monthly eStatement available in online banking.

Additional fees

Transactions over what the monthly package allows and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.

View Account Terms and Conditions (PDF)

Convenience when you need it

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Pay your bills, check your balance, transfer money and more.

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Pay with your debit or credit card, Apple Pay, Google Pay or Samsung Pay.

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A convenient and reliable way to access your money sooner.​

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Put your savings on auto pilot with BIGChange®, our rounding up tool.

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Deposit a cheque on the go and save valuable time.

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Stay informed on account activity with instant account alerts.

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Automate the switch to Envision Financial

Transfer all your pre-authorized payments and deposits from other financial institutions to your Envision Financial account automatically with ClickSWITCH®.

LEARN HOW
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From November 1, 2021, to November 21, 2021, the members of First West Credit Union voted on special resolutions that, among other things, authorize First West to apply to become a federal credit union under the Bank Act. If First West becomes a federal credit union, it will automatically become a member of the Canada Deposit Insurance Corporation (CDIC) and Credit Union Deposit Insurance Corporation of British Columbia deposit insurance will no longer apply. See attached Notice for further detail on what this change means to your deposits with First West.
 

This account calculates interest based on the tier to which the entire daily closing balance corresponds. The interest calculates daily and is paid at month end. Interest rates and balance tiers are subject to change at any time without advance notice. Refer to envisionfinancial.ca/tools-calculators/rates for our current rates.

For illustrative purposes only:

Tier 1 $0 - $4,999 1.50%
Tier 2 $5,000 1.60%


Daily Closing Balance = $5,100
This account will calculate interest based on an interest rate of 1.60% on the entire $5,100 closing balance.

Not sure if this account is right for you?

We can help. Visit a branch or call us at 1-888-597-6083, and let's find the right solution together.

 
 

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First West Credit Union trade names

We acknowledge that we have the privilege of doing business on the traditional and unceded territory of First Nations communities.