BUSINESS OPTIMUM SAVINGS ACCOUNT

Access your funds when you need them, while earning interest.


THIS ACCOUNT IS FOR YOU IF: 


    You want to grow your money so that you can reach your business goals faster.

    You'd rather not see your hard work reduced by monthly fees.

    You want to earn interest on every dollar.



FREE

Monthly Account Fee




2 FREE

Transactions Per Month


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​IT'S EASY TO APPLY!

Contact us to open your Business Optimum Savings account — our approval process is quick and simple.

BUSINESS OPTIMUM SAVINGS


ACCOUNT DETAILS


  • $0 monthly account fee
  • FREE monthly eStatement including cheque images
  • 2 FREE transactions per month including:
    • In-branch withdrawal
    • In-branch transfer
    • In-branch & electronic bill payment
    • Interac® online payment
    • Interac® direct payment
    • Pre-authorized payment
    • THE EXHANGE®, ACCULINK® & Interac® ATM withdrawal
  • Unlimited electronic transfers
  • Rest easy knowing that your deposits are 100% guaranteed†
  • Plus, you can access and manage your business accounts 24/7 with our Business Online Banking services.​


® Trade-Mark of Interac Inc. Used under licence

†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.

Members of First West Credit Union will vote between November 1, 2021 and November 21, 2021 on whether to authorize First West to apply to become a federal credit union under the Bank Act. If First West becomes a federal credit union, it will automatically become a member of the Canada Deposit Insurance Corporation (CDIC) and Credit Union Deposit Insurance Corporation of British Columbia deposit insurance will no longer apply. See attached Notice for further detail on what this change means to your deposits with First West.


FEES

Monthly Fee
FREE
Interest
Tiered interest rate*
Additional
Transaction
Fees

Electronic transfers  FREE

Additional debit transaction  $1.00

Pre-authorized payment  $1.00

Interac® ATM withdrawal  $2.00

THE EXCHANGE® & ACCULINK® ATM withdrawal  $1.00

International ATM withdrawal**  $3.00


View our service fee guide

® Trade-Mark of Interac Inc. Used under licence

*Interest rates are subject to change with out notice. Interest is expressed as an annual rate and calculated on the applicable portion of the closing daily balance in the account and paid at month end.

**In addition to the applicable service charges, you may be charged applicable fees (including commissions) by third parties and we may charge and earn commissions and revenue based on the difference between the applicable bid and ask rates for the currency and the rate at which the rate is offset in the market.

EXPERT ADVICE AT EVERY STEP

Whether your business is just starting out or reaching new levels of success, Envision Financial has the right advice to help you reach your goals. Contact one of our business banking experts today.

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WE'RE HERE FOR YOU

Everything is easier with a little help.

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