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OUR MORTGAGE RATES

OUR RATES

 
Mortgage Calculator

Use our mortgage calculator to find out what mortgage amount you can afford and what your mortgage payment and amortization schedule would be.​

 
 


​Our Mortgage Rates



Apply for mortgage pre-approval online or call us at 1-888-597-6083 to get started.

 

List of rates for MORTGAGE RATES†
MORTGAGE RATES† Rate
6 month fixed rate (closed)*
5.00
1 year fixed rate (closed)*
4.59
2 year fixed rate (closed)*
4.84
3 year fixed rate (closed)*
5.09
4 year fixed rate (closed)*
5.14
5 year fixed rate (closed) - insured**
4.59
5 year fixed rate (closed)*
4.84
5 year variable rate (closed) - insured**
4.00
5 year variable rate (closed)*
4.20
7 year fixed rate (closed)*
5.59
10 year fixed rate (closed)*
5.99
6 month fixed rate (open)
7.30
1 year fixed rate (open)
7.30
Variable rate (open)
5.20
 


​*This mortgage rate is only available to members with greater than 20% down payment, purchasing a residential, owner occupied property valued at under $1,000,000, and who meet other conditions. A premium may be applied to the rates for all other mortgages. Please visit a branch or call us at 1-888-597-6083 for further details.

**This insured mortgage rate is only available to members with less than 20% down payment, purchasing a residential property valued at under $1,000,000, who are eligible for and purchase mortgage default insurance and meet other conditions.

†Mortgage rates are subject to change without notice and are available O.A.C. Fixed mortgage rates are compounded semi-annually. Variable mortgage rates are compounded monthly. Terms and conditions may apply. Mortgage funds must be advanced within 120 days of the application. These rates are discounted and can not be combined with any other rate discounts, promotions or offers. Additional fees may apply. For specific Annual Percentage Rate (APR) rates, please contact us.

 

Personal Loans

Personal loan rate varies depending on loan term and other considerations. Please contact us to see how a personal loan can work for your specific needs.

Use our calculator to get an idea of what your loan payment could be, or calculate your loan amount for the payment you can afford.

 
List of rates for LOAN RATES
LOAN RATES Rate
Personal Loan (1 to 5 year term)
9.70
RRSP Loan (1 to 5 year term)
5.20
 
 
 


Lines of Credit Rates

 

Line of Credit ($5,000+)

Prime+increment

Overdraft Protection

18.00%


Rates vary based on application, are subject to change without notice and are available O.A.C. Terms and conditions may apply. Variable rates are compounded monthly.

 

Prime Rates

 

List of rates for First West Credit Union Prime Rates
First West Credit Union Prime Rates Rate
Prime
4.70
US Prime
6.00

 

Rate subject to change without notice.